How to Earn Thru Coins.ph Application

What is Coins.ph? Learn how to earn maximize this application on your mobile phone and pc.

It was founded in 2014 by Silicon Valley Entrepreneurs Ron Hose and Runar Petursson, Coins is Southeast Asia's leading mobile blockchain-enabled platform that enables anyone, including those without bank accounts to easily access financial services directly form their phone. 


Services offered by coins:
1. Remittances
2. Bills payment
3. Online Shopping over 100,000 merchants who accept digital currency (bitcoin)

Finding a legit way to earn online is quite challenging because so many out there are scams and most of the time takes money from you.
To avoid too much risk this application could potentially give you returns even without investing a lot of money thru their referral system, rebates, promo and bitcoin investing (we'll discuss to another topic).
See below potential earning that you might do as well.

Income in the image above includes rebates from load and referral commission from invites.
To start earning thru this application you may want to sign up and register here it's FREE: https://coins.ph/m/join/rlym4q

Once register kindly download the application from Googleplay and upload valid ID to verify your registration you also have to do the same for the other referral that you have.

Below are the ways how you can earn and get rebates from utility bills.

If you like to operate an eloading thru this application you have to use WIFI connection it won't work on offline. Basically I use this eloading for my office mates and self. It saves you money and get discount compare to loading with outlet in stores.

To load your wallet thru coins.ph you have to check the options below.

I usually use 7/11 outlets KIOSK or BPI savings account funding my wallet it's the most convenient and save a lot of higher fees.

Once you load your wallet you'll get the fund directly to PESO wallet. BTC or Bitcoin is optional for conversion it is the digital currency that can be use to purchase to different merchant and external investment opportunities.

If you wish to learn more about other opportunities about bitcoin potential get your application now thru this link: https://coins.ph/m/join/rlym4q

If you want to learn how to compound your BTC (bitcoin) and earn passively reach me on my FB account below. Register here: https://ethtrade.org/@681391 this platform help you compound your BTC and increase its value. Again reach me below if you are seriously interested.

If you got inquiries or question don't hesitate to reach me out here: https://www.facebook.com/gen.punongbayan

Things To Consider in Stock Market

I thought it was only for rich people who had millions; that's the first time I heard about the Stock market. Two years ago I came across with a friend, we're both an employee back then in the same company. He was browsing his account when I saw his investment. For me it was a large amount of money. My thoughts are, how on earth I'm gonna save that kind of money with a little salary I can make.

Best Passive Income That Fits You

Did you ever thought that inheritance is one of the top, best, great PASSIVE income of all time. It's like hitting the jackpot without betting on lottery. Lucky enough if you're the beneficiary of an entire estate or insurance claim. But how I wish all of us is born in that family.

Why Does Long Term Investing Is A Good Idea Than Short Term Trading

So why does long term investing is a good idea than a short term trading.

Let me sight you a historical graph of PSE. As you notice there are uncontrollable events happens on the economy every time.

There are People power, Ramos Power Crisis, Global Financial Crisis and etc name it.

But notice that the trend of market are still upward.

Well the past performance will not guarantee future performance but somehow it does gives you an idea where the market goes.

So if you are new to investing and you're thinking of trading whenever you marked a certain profit in your portfolio you also be missing a very profitable strategy of cost averaging.

So whats cost averaging strategy?

Basically it a style of trading where you invest money in regular period it maybe monthly or quarterly it depends on you.  You invest it no matter where the price are but it must be better you invest on time of red market when the price of stock are on bargain so that you can able to buy more shares.

When you do this strategy you'll be minimizing the risk on market fluctuation.

For example. If you bought expensive share today by 100 share at 10 peso price per share and suddenly it get to 7 peso per share better buy again at that price to lower the original 10 peso price per share that you both initially. Your current price should be now at 8.5 plus tax. It works now when that share hits 11 up for example. Because it maximizes the number of your share and giving you more profit.

It's pretty difficult when the price of your stock keep on appreciating because it decreases your ability to buy more. When it gets to expensive enough your ability to buy more share will be limited so that why in times of fluctuation it's better to buy that time. And also when the market is bullish and you started investing in, your price of stock will be high that when a sudden movement down could drag some of your profit.

Another kind of investing is Lump sum investing or Investing ones then hold it long term..

Let say you have P100,000 and you invested it one time. Chances are yeah you will get profit in long term but the difference is when you invest that for example on 2,000 amount on a monthly basis it lower the risk of market fluctuation when sudden deep on market happened. If you have whole bunch of shares on the date before a market crash it will really hammers your portfolio then losing some value on just number of shares.

Plus the number of share between 100,000 lump sum and 2,000 on monthly basis also has a big difference in long term because when market is down you could buy more share compare the time you invested once.

Study the 2 Tables below

SIDE WINDING TREND or UP and DOWN MARKET IN AN UPWARD TREND

Note: If market behaves like side winding trend it's a good idea to do cost average.

Note: In an upward trend lump sum investing is a good idea as we compare the number of share from January to December. Lump sum investment purchased a fair amount of share. This graph only show 1 year so before you decide to do lump sum investing, research the company carefully and be on the long haul.

Now when you ask me what is better PCA (Peso Cost Average) or Lump Sum?

The two has their own advantage it only depends on what company you chose. If a particular blue chip company has a good tract record either of the two is a good idea. But if the trend is down ward of course it's a bad day for investor.

It just depends on the timing when you do lump sum investment, well if you did lump sum investing after a market crash, chances are most of the stock price are so cheap you could buy more share on a single investment then wait and watch how the market goes up again.

See the illustration here. This is a company called (DMCI) a holding company that consolidate all construction business, construction component companies and power plant projects. As you can see a 24,000 peso investment back in 2003 to 2012 would have grown into 10,560,000 peso. Looks unbelievable but possible. The point is, you look companies that has potential growth in the future.

Regardless of the style on investing principle, you do think long term, thinking about 5 to 10 yrs or forever even you made some bad investing on bad market time. In the long term you will still able to have a number of gains and this is of course still depends on the fundamental of the company. Don't also forget to invest on company that pays dividend so whether what share price of your stocks goes down, it always pays you.

I hope this could help and enlighten you on investing on stock.

See next Article to read:

1. How to Invest In Stock Market
2. Importance of Saving Today and Investing
3. Things To Consider In Stock Market

Visit my website for other material and information

http://lifemanagement4filipinos.weebly.com/

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How To Invest Online In Stock Market

Thinking of investing online in Stock Market in the Philippines?

I am no hereby connected in Col Financial. This blog is only my way paying back to my fellow Filipinos. 

Some of my friend told me, (why bother teaching this stock investing to people, specially for people who don't care. you might leave them alone and just take care your own) 

If I answer their question they might not understand me. I'm writing this full article because some people might be open enough to understand its value; giving them the freedom in finance in the near future. 

I'm writing this also because I love writing for a purpose.

In this video you'll learn the basics of stock market.

If you're ready to open an account and no one's guiding you, I'm here to walk you all the way. You can always reach me after you fully read this article and when you're about to open an account.

In this article I'm gonna show you on how to invest in the Philippine Stock Exchange (PSE).

I believe it is no accident that you came up with my blog. I assume you are in pursuit of gaining knowledge in the aspect of finance.

For money conscious gaining financial literacy is one way of attaining financial freedom. This blog may help you build capital in the future. Not every Filipino's knew this type of investment. And only intentional person would bother knowing how to do this.

It's a privilege to give you the information you are seeking. So let's get started now!!

I would like to introduce you to the number one online stock broker in the Philippine "Col Financial" or previously known as "Citisec Online". They are also registered in the Phil. Stock Exchange with code "COL". 

I discovered this site through one of my co-employees who invest on stocks and later found out in one book about finance which I bought few months ago.

Video tutorial of opening an account in COL Financial

How to submit application?

Step 1. go to https://www.colfinancial.com/forms_and_requirements
this will direct you to the application form page.

Step 2. go to form and requirements of easy investment program (5k Minimum Investment)

Customer Account Information Form ››

Online Securities Trade Agreement ››

Signature Cards ››
(2 copies must be submitted)

Note: Download all form listed above then filled it up and mail it to head office with your valid ID's and proof of address through utility bills

24th flr. East Tower, Philippine Stock Exchange Centre,
Exchange Road, Ortigas Center, Pasig City
1605 Philippines

I personally did this by mailing through a courier (LBC) to the office address.

Once your done (2-3 days) after you mailed it. You'll receive a text message from Col financial. An associate will inform you the user number of your account. 

You need to follow the procedure. You also receive a confirmation mail in your email add. 

Once completed your done.

Step 3. Funding your account

Requirements:

1. You need a bank account of one of their accredited bills payment (BPI, Metrobank, and BDO)

2. Use a payment slip of one of these bank over the counter (minimum investment is 5,000 peso)

3. It will reflect soon in your Col Financial Account Online within 24 hours

Getting Started

You may now buy stocks on different companies you prefer. Be sure to it that you reviewed the company which you want to invest in.

You can possibly gain 18% in just 2 months of your investment in stocks no kidding which compared to bank 1-4% in a year or less with taxes. You could merely gain of what you invest in it. Getting penny and dust particles. But before investing please do your homework and learn to study about some basic of stock investing. 

They say stock market are for rich which I believe when I was ignorant about it. But I made a decision for myself to acquire knowledge about it on how it works. But Col Financial will only require you 5,000 for opening an account. From there you could regularly invest weekly monthly it depends on you no hustle. But you need discipline on doing it. I require you to be an investor not a trader which a person buy and sell stocks within a month. 

When we say you are investor. You put in money regularly whether the market is down or up. As brother Bo Sanchez advice that in 20 years you will be a millionaire by constantly investing 2,000 peso with stocks he prefers to you to buy in a monthly basis. 

I believe in that also. I already saw it gives an explosive interest on your money by putting it on valued companies. 

I personally made up an investment worth 27.5K in more than a year with a least a minimum salary. What if? if you can save more than that. 

Please also research on "Warren Buffet" the greatest investor in stocks. One of the riches in the world. Know his principle and dig deeper on your pursuit. 

To have knowledge and information about stock market click here

View this video for enlightenment on how the stock market works

If you really want to learn how to do stock investing don't hesitate to reach me in contact form.

 If you think this is helpful I invite you to subscribe.

For other income ideas look for free e-book on the right portion of your screen.

See also

Things To Consider in Stock Market

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